After you’ve been in a wreck, you may be unsure of how to deal with the Insurance companies involved, whether it’s yours, or the other drivers’. Many times they will call you and seem very friendly and helpful in walking you through their claim process, but that should immediately raise red flags for you. These adjusters are not your friend. Many are very skilled at their job in convincing you to take less money than you deserve from your injury. You’ve got to understand that many of the largest insurance companies make their profits by paying claimants as little as possible, and these adjusters are trained to save their company money. They’ll want to get a recorded statement from you, but it’s really important not to give them this statement without talking to a lawyer first. They may trick you into saying something that could destroy your case.
Insurance adjusters are able to convince people to take small settlements knowing that accident victims are shaken up and vulnerable. Many times they take advantage of this and try to convince you to take a quick check in a short amount of time. The sad thing is that they know that your claim is probably worth much more, but will tell you that their small offer is the best offer you’ll get. At our firm, we’ve had clients who were offered a check by an insurance company, only to come to us and end up with a bigger settlement.
The advantage to hiring a lawyer instead of pursuing the claim yourself is that lawyers who only handle personal injury cases know the value of your type of case. They know what juries have awarded for similar accidents, and the value of settlements from particular insurance companies, and even individual adjusters. Also, not having to worry about all the paperwork, hospital liens, and paying back your health insurance company or dealing with medicare and medicaid is a welcomed benefit. A personal injury law firm handles all of this for you so you can concentrate on getting better and moving on with your life. Insurance companies own research that shows that claimants who have a lawyer get much more money, even after attorney fees and expenses, than they would had they tried to pursue their claim on their own.
If you’ve been injured, we encourage you to come speak with one of our lawyers before you talk to the insurance company. You can come by our office anytime at 51 North Florida Street, you never need an appointment. Or feel free to call us at (251) 300-2000, we are available 24/7.