Questions to Ask Your Attorney
Posted on: September 18th, 2013 by J. David Greene
When you've been in a auto accident and are thinking about hiring an attorney, there's a few questions you may want to ask the attorney before you hire them. David Greene from Greene and Phillips joined Studio10 to take a look at these questions.What is your experience in this area of law?
There are many fine lawyers in the area. Some have more experience in car wreck cases than others. A general practice lawyer may not know as much about the ins and outs of personal injury law as a law firm that does it every day. That lack of experience can cost you tens of thousands of dollars in a final settlement. So ask the attorney "how many cases like mine have you handled?" If they've only handled a handful you may want to find an attorney who is more experienced in your legal matter.What system do you have in place to handle cases efficiently?
Unfortunately it is still quite common to walk into an attorney's office and see boxes and files everywhere and no coherent system for making sure a case makes its way through the process quickly and efficiently. At Greene & Phillips we use an advanced computer system to keep track of our client's files so at every point it is moving toward being settled. Over the last few years this system increased our efficiency significantly.How large are the verdicts and settlements you received for cases like this?
Even if an attorney has a great system in place and has handled many cases like yours, they may not know the maximum value of your case. An attorney who has been able to make large recoveries for their clients will have the knowledge to pursue legal action against all responsible parties.... Read More
Paying for a Personal Injury Attorney
Posted on: August 29th, 2013 by J. David Greene
Some people who have been in a wreck may be concerned that they can't afford to hire an attorney.
When you hire a personal injury lawyer, you actually owe nothing unless we get money for you. That is because we work on a contingency fee which means we are working for you based on a percentage of your final settlement or verdict amount.
There is never a charge for a consultation. If you want to talk to us we'll be happy to sit down with you and go over your case. If we think you may have a case, we'll give you the opportunity to sign up. You owe us nothing unless we get you money damages.
Some people may wonder if they would get more money if they were not having to pay an attorney out of their settlement. Personal injury claims can be very complex. Having an injury attorney on your side can save you from making critical mistakes that could cost you thousands of dollars in potential settlement money. In fact insurance companies' own research shows that those who hire a lawyer end up getting on average 3.5 times more money than those who do not hire a lawyer.
There really isn't a circumstance where it's a good idea not to talk to a lawyer. Even if you don't think the damage is enough. It's still worth coming in and letting us look to see if you may have a case.... Read More
Greene & Phillips donates to Vigor Football Team shoulder pad fundraiser
Posted on: August 7th, 2013 by J. David Greene
http://www.gofundme.com/3pq62s More media coverage: NBC 15: http://local15tv.com/shared/news/features/top-stories/stories/wpmi_law-firm-donates-thousands-high-school-fundraiser-1425.shtml... Read More
Hiring a Personal Injury Lawyer
Posted on: July 29th, 2013 by J. David Greene
The lawyers at Greene & Phillips are all personal injury lawyers. A personal injury lawyer focusses on representing people who are involved in car accidents, or people who are victims of the negligence of another party. You may want to consider hiring a personal injury lawyer if you are the victim of an accident, like a car wreck. The person who is responsible for the accident has the duty to repay your expenses, and you may need a lawyer to make that happen. If you don't have an attorney, you're at an unfair disadvantage. Hiring a lawyer levels the playing field, and makes things more fair....Read More
North Mobile Comedy Series
Posted on: July 24th, 2013 by J. David Greene
Greene & Phillips is proud to support the 2013 North Mobile Baptist Church Comedy Series. July 15, 22, and 29 at 7pm. ...Read More
Uninsured Motorist Coverage
Posted on: June 7th, 2013 by J. David Greene
David Greene from Greene & Phillips Injury Law Firm has some important information you need to know about Uninsured Motorist Insurance coverage. Uninsured motorist coverage is a component of your auto insurance policy that is not required by state law. Uninsured Motorist (UM) covers your vehicle damage and injury costs if you are hit by someone without insurance. Underinsured Motorist (UIM) covers you if you are hit by someone who may have insurance, but not enough to cover your property damage or injury expenses. Someone may not have Uninsured Motorist coverage if they are trying to save money and may have waived their UIM component. Insurance agents sometimes don't explain its advantages very well. UIM/UM coverage is some of the most inexpensive insurance you can buy. Depending on your policy, many times it costs you an additional $15-20 every six months. It is very important to have Uninsured Motorist coverage on your policy because Alabama law requires every driver to have at least $25,000 in liability coverage. That is so if you hit someone, your insurance will pay up to $25,000 toward the injury or property damage of the vehicle or person you hit. Unfortunately many people do not have insurance. A recent study showed that one in four vehicles are not insured. If one of those uninsured vehicles hits you and causes damage, you will be stuck with the bill. We also see many instances where injury costs and vehicle damage total more than $25,000. Cars and trucks are heavy and can do tremendous damage quickly. You may get hit by a vehicle that has the Alabama minimum, but that amount of coverage may not be enough to cover your hospital bills. UM coverage steps in when you are in a wreck with someone who does not have enough insurance to cover the costs of the accident. It pays for the balance of the cost up to the total amount of your own policy. Depending on your policy, your UIM coverage may cover you in an instance where you are hit by a uninsured driver while you are walking or riding a bicycle. Many insurance policies cover you as a pedestrian but not all of them. You should double check this on your own policy. You should always have as much Uninsured Motorist coverage as you do liability insurance. If you have questions about whether you have enough insurance, feel free to call or stop by, we would be happy to look at your policy with you....Read More
St. Jude's Run
Posted on: May 10th, 2013 by J. David Greene
Greene & Phillips is a proud sponsor of the St. Jude's Memphis to Mobile Run ...Read More
Wrongful Death Lawsuit
Posted on: March 18th, 2013 by J. David Greene
From Studio 10: You've probably heard the term "Wrongful Death", but do you know exactly what it means from a legal standpoint? David Green, a personal injury lawyer from Green and Phillips says wrongful death lawsuits are filed when someone is killed through no fault of their own. Wrongful death may be the result of a car, truck, or ATV accident, a construction accident, or even an industrial accident, among other things. Typically the death is unintentional. When someone files a wrongful death lawsuit, he or she must prove that a company or individual was negligent, and that they were responsible for providing a safe environment and failed to do so. It's important that the person filing the lawsuit do so quickly due to the statute of limitations, and because evidence becomes increasingly difficult to obtain the longer you wait. The attorneys at Greene & Phillips can help families who have lost someone to a wrongful death. They start by doing a thorough investigation into the case. Then they hold the accountable parties responsible for that loss....Read More
Car Insurance Tips from an Injury Attorney
Posted on: March 15th, 2013 by J. David Greene
After an auto accident if you are contacted by the other driver's insurance what does that mean?
9 times out of 10 that means the other driver's insurance company knows you have a case against them, and they are trying to do whatever they can to keep your claim against them as low as possible. If the accident wasn't your fault, they will be in a mad rush to reach you before you get a lawyer because it will save their company a large amount of money.
What is the insurance adjustor trying to accomplish by contacting you?
He will ask you if it's ok to make a recorded statement about what happened. Unfortunately he may use leading questions that as you answer with the best intentions undermine and cause problems with your case.
What if you've been in an accident and the insurance company offers you a quick settlement?
100% of the time your case is worth more than what they are offering you.
When should you talk to an insurance adjustor?
You should first consult with a lawyer to see if you have a case before talking to any insurance adjustor. Insurance companies are out to make a profit. The only way they make money is to pay out as little as they can on claims. They will often deny your claim, delay it, or defend themselves against the claim.
If an adjustor Calls you what should you do?
You politely tell them that you are represented by an attorney and that they will be in touch with them. David Greene was recently on Studio 10 to discuss this.... Read More
BP Oil Spill Claim
Posted on: March 5th, 2013 by J. David Greene
The BP Civil Trial just started and some of you had questions about how that would affect the BP Oil Spill Class Action Settlement for businesses. David Greene says the Civil Trial and the BP Claims Settlement for individuals and businesses are actually two very different legal matters. What's going on now in New Orleans is the states themselves, Alabama, Mississippi, Louisiana, requesting damages to cover their costs from the BP Oil Spill. The BP Class Action Settlement of last year, on the other hand, is for businesses and individuals who were affected by the Oil Spill. Any business owner in Alabama who meets certain requirements under the terms of the settlement is elegible for money damages from the BP Oil Spills Claim. David Greene says a lot of people think that only businesses along the coast can benefit from the settlement, but any business in the state may be eligible if it opened before or shortly after the oil spill. David Greene says the requirements have to do with showing a downturn in revenue in the months after the BP Oil Spill and then showing a recovery in 2011. He adds that the terms are very plaintiff friendly, and you have a variety of ways to show you had economic loss. Your business does not have to show your business was directly affected by the oil spill. To be eligible for the settlement, you have to show a downturn in business then a recovery, you can show that you were dependent on a larger business that was hurt by the oil spill, or that you lost a contract because of the oil spill. If you are a local business owner, you're probably wondering what steps you need to take in order to be a part of this settlement. David Greene says you should first consult with a lawyer who can guide you through the complexities and pitfalls of this this process. He says the lawyers at Greene & Phillips help clients gather the correct financial statements, and then take care of all the legal footwork. He says you should submit your claim as soon as possible. All claims must be in by early 2014....Read More